Google says Indians love checking CIBIL score on Google Pay, it is free and one-click away

If you’re planning to take out a home loan, car loan, or any other loan, having a good CIBIL score is essential. Many people, however, aren’t sure how to check their score. The Google Pay app offers a free and easy way to check your CIBIL score without any extra charges. It not only displays your score but also provides details on any delayed payments, including the specific month and year. The comprehensive report is generated in seconds. According to Google, over 5 crore Indians have used this feature since it was launched, making it a popular tool for financial management.
How to Check Your CIBIL Score on Google Pay App
Your CIBIL score is a 3-digit number that reflects your creditworthiness, helping lenders assess whether to approve your loan or credit card applications. A score above 750 is considered good, while a score above 850 is excellent. Checking your CIBIL score regularly is important for tracking your credit health, and Google Pay makes it easy to do so at no extra cost.
Checking your CIBIL score on Google Pay is quick and simple, and it’s powered by TransUnion CIBIL. Your CIBIL score is important because it helps lenders assess your creditworthiness when you apply for loans or credit cards. Google Pay now allows users to check their CIBIL score for free, along with getting recommendations on how to improve their score.
Here’s how you can check your CIBIL score using Google Pay:
–Open the Google Pay App
–On your mobile device, launch the Google Pay app.
–Go to the CIBIL Score Section
–On the homepage, scroll to the “Manage your money” section. Tap on the option that says, “Check your CIBIL score for free.”
–Follow On-Screen Instructions
Google Pay will guide you through the steps needed to fetch your CIBIL score. If you’re checking your score for the first time, you’ll need to provide a few details.
–Full Name: Enter your full legal name as it appears on your documents.
–Phone Number: Make sure to provide the phone number linked to your financial accounts.
–Email ID (optional): You can enter your email address if you want, though it’s not mandatory.
–PAN (optional): While optional, providing your PAN (Permanent Account Number) can help speed up the process.
–View Your CIBIL Score
Once you’ve provided the necessary information, Google Pay will show your CIBIL score and credit report on the screen within seconds. You can also review recommendations on how to improve your score and refresh your credit report every month.This feature makes it easy to stay on top of your credit health directly through Google Pay.